HCCUA Affiliated Credit Unions

Established in 1946, Peoples Credit Union was the first credit union in South Florida to offer its services to the “public”, including residents, property owners and workers in Miami-Dade and Broward counties. Membership privileges are also extended to eligible relatives of members in good standing, regardless of where they live. Once a member joins the Credit Union, they are eligible for lifetime membership. Simply maintain an active account with the required minimum savings (Share) account balance.

Owned by its members and directed by a voluntary board, Peoples Credit Union solely exists to serve the banking needs of its members. The credit union was founded on the belief that helping people achieve their financial goals helps the entire community. The Peoples Credit Union philosophy is simple: “people helping people’. This philosophy has been the impetus behind their growth for more than half a century. Every account, up to at least $100,000, is federally insured through the National Credit Union Administration (NCUA), an agency of the U.S. Government. Plus, each Individual Retirement Account is separately insured up to $250,000.

Organized in 1940 by eight Delta Air Line employees, the Delta Community Credit Union is a member owned and operated, not-for-profit cooperative. Once you join the credit union, you are not just a customer, but a member with equal share of ownership. Unique to other financial institutions, members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, the credit union's earnings are returned to members in the form of higher dividends, lower rates, lower or no service fees, and more convenient financial services. The Delta Community Credit Union is dedicated to providing their members high quality, fairly priced services in ‘an environment of trust, care, and financial strength’.

With 165,000 members and assets exceeding $2.5 billion, the Delta Community Credit Union is the largest credit union in the state of Georgia. A “once a member, always a member” policy allows current, former, and retired employees to enjoy the benefits offered by the credit union. Membership privileges are also extended to eligible relatives of members in good-standing, residents of specific counties, and employees of various companies.

The Board of Directors, responsible for the establishment and review of policy, consists of member elected credit union members. Every member has one vote, regardless of how much money he or she has on deposit.

The Delta Community Credit Union is a state-chartered union, organized under the Georgia Department of Banking and Finance and federally-insured by the National Credit Union Share Insurance Fund. The insurance fund is managed by the National Credit Union Administration.