Did you know that you can get more comfortable seats and lots more legroom on airline flights without paying too much money? Here is my travel tip of the week for those who are frequent flyers, long-legged, tall, or just tired of being cramped and stuffed ...

Did you know you can save at least $100 a month by making small lifestyle changes?Everyone is looking to save at least a few dollars a week, and here are some easy strategies for cost savings that could save you $100 or more every month.Keep a change ...

Did you know that the juice you drink for breakfast may bring on the side effects of drugs you take to keep you healthy? The natural enzymes in grapefruit juice can block the ability for your body to break down certain health maintaining drugs, such ...

Did you know that stress can affect all areas of your mind and body?Human beings have bodies well adapted for the effects of short-term stress. Indeed, small amounts of stress have been noted to increase a person’s performance on learning and in physical ...

Did you know that even if you are experiencing a great deal of stress in your life, there are several things you can try today for alleviating the symptoms of stress? Do you find that you are having an increase in headaches, stomach aches, acne or ...

Did you know that you could feed the world’s hungry populations without spending a dime and while having a great deal of educational fun? This is a wonderful solution to answer the question, “What can one person do to cure world hunger?” A smart, forward ...

Did you know that your personal information can be sold to the open market?Have you recently sent in an appliance warranty card, applied for a retail store credit card, or received a grocery store loyalty card? If you have done any of these, you may ...

Now that the huge feast of Thanksgiving has passed, it is time to give thought to the history of the turkey as the center of feasting, and the importance of turkey in harvest traditions. The New England Native Americans were fortunate to have an abundance ...

Credit Unions are owned by their Members. Banks are owned by groups of stockholders and are operated by paid boards of directors. Credit Unions are owned and controlled by the people who use their services.Credit Unions are not- for-profit corporations.Credit ...

‘Tis the season to gain weight, but it isn’t necessary or mandatory. In just a few focused and well spent minutes a day, you can train your body to firm muscle groups, burn fat, and enjoy the added benefit of having more calories burned by ...

Did you know that you can click on The Animal Rescue Site (www.theanimalrescuesite.com) every day, and just by clicking, you will feed rescued animals in shelters and sanctuaries? Last year alone, visitors to the site freely funded 67, 054, 500 bowls ...

The Pepperidge Farm Corporation has designed an internet game called Circles of Inspiration for their corporate Inspiration for the Cure program. The game is free to play, and for every time a person plays the game, the Pepperidge Farms Corporation ...

As parents, we are constantly trying to teach childrenthe right values for them to take into their adulthood. We want our children to be honest, fair and just, thoughtful, and aware. How we are also teaching them financial awareness and savvy? In the ...

According to the National Athletic Trainers’ Association, approximately 715,000 sports- related injuries and accidents happen in school settings, and at least three times as many happen in public places. These statistics are based on trips to hospital ...

There are many reasons someone might want to steal your identity, and even more available ways for identity theft to happen. Perhaps the most common reason for identity theft is to extort money from your financial accounts, but other reasons include ...

There are currently 45 million U.S. citizens who are lacking health care insurance, and these people come from all economical stratum of society from the poor to the wealthy. Employment is no longer a guarantor of health care coverage. As more employers ...

The human brain is one of the biggest mysteries to science. Even after centuries of scientific study and eons of brain explorations, the human brain is not entirely understood. You may have heard that humans only use 10% of their brain, but actually, ...

In these days of increased prices, lessened income, losses on retirement accounts, and the price of gas creeping up yet once again at the pumps, it is good to know that you can save some time and money by shopping online. Before you start to go off ...

Heart disease is the leading killer of both men and women in the United States, and it is one disease that can be widely prevented with some changes in lifestyle, risk factors, and habits. The American Heart Association has conducted longitudinal studies ...

  According to new research done at the Center for Disease Control and Prevention in Atlanta, GA, about two-thirds of employed people in the United States are working nonstandard working hours. These nonstandard work hours include evenings, weekends, ...

The average person in the United States ingests 60-80 pounds of beef per year. Although there was a rise in beef consumption during the low carbohydrate diet craze, and a drop in beef consumption during the mad cow disease phase, the average person in ...

During these difficult economic times, many people have turned to purchasing low cost foods, passed by getting their vitamins and supplements, and are looking for ways to cut costs at the grocery stores. In the past two years, almost 90 million U.S. ...

Did You Know How Long It Takes for Some Common Items to Decompose in a Landfill?                   It is the month where all across the United States children and adults ...

  Contrary to the popular beliefs that weight loss necessitates food deprivation, starvation, and no snacking, new research on dieting, maintaining a healthy weight, and nutrition show some opposite trends. Indeed, the newest weight loss programs ...

  The recent news headlines and media coverage on the global outbreak of Swine Flu has caused repercussions around the world. Since hundreds of strains of influenza (flu) are present in all countries of the world, it is imperative to know what ...

  The summer is upon us and with the longer days and added sunlight, many people want to exercise outdoors. However, in many places, the sun, humidity, and heat can make people not want to exercise at all! Here are some helpful ideas to make getting ...

  We have all noticed the price of gas rising at the pumps. Some weeks it seems as though the price increases on a daily basis! Since our lives often include driving to work, to recreational activities, on vacations, and to do errands, here are ...

As the chill of winter wanes and the cool breath of spring appears on a softer breeze, one’s thoughts turn to the quickly approaching warmth of sun drenched summer, longer days, verdant gardens, full bloom flowers, and the hope of relaxing in a hammock ...

  The summer is waning and the media is full of ads and news regarding “back to school” for all of the children in the United States. This is usually a time of emotional, financial, and physical stress for parents and children alike. ...

  Unless you are one of the lucky few who can afford to pay all of your medical expenses out of your savings, then you will need medical insurance. How much medical insurance you need depends on several factors including your medical needs, income, ...

  The newspapers, media, and magazines have been full of all varieties of bad news for many months----deaths of icons, foreclosures, Ponzi schemes for millions, wars, highest unemployment in years----just to name a few. With this onslaught of terrifying ...

  The economy is unpredictable, the housing market is hurting, and you need to move. How do you decide if you should buy a house or rent? There is no easy answer except, “That depends…..”, since many factors figure into calculating ...

The American Veterinary Medicine Association (AVMA) issued a statement with supporting data from a plethora of research to show many health and mental benefits from pet ownership. Those who already own a pet probably do not need to be reminded of the ...

  There are very exciting ways to upgrade your home and business energy systems, go green, and receive federal and state tax breaks through 2010. Not only will you receive money refunds and tax breaks, but the home improvements will also keep giving ...

Since most people are on cell phone plans that include telephonic upgrades at the end of their contracts, hundreds of thousands of cell phones are disposed of on an annual basis. These cell phones are polluting to the environment and wasteful as they ...

Insomnia was first recognized as an Anglicized word in 1623, so the state of sleeplessness has been around for many centuries to plague humans. The definition of insomnia is the inability to obtain sufficient sleep or the inability to maintain sleep ...

  As the first official days of fall return, the days become shorter, night comes earlier, and the temperatures become cooler, everyone’s body changes accordingly with the new, developing seasonal variations. In long past human eras, the ...

  As the unemployment lines are growing everywhere in the United States and the media is full of businesses going under, many workers are afraid of their financial and employment future. Although there is no sense in worrying about situations that ...

  October has been designated as Breast Cancer Awareness month since 1985. Almost every community in the United States will feature breast cancer awareness and prevention activities, fund raisers for breast cancer research, and educational activities ...

    The American Veterinary Medicine Association (AVMA) issued a statement with supporting data from a plethora of research to show many health and mental benefits from pet ownership. Those who already own a pet probably do not need to be ...

October is the national month for Breast Cancer Awareness campaigns, and you will see the color pink on clothing, products, and commercials in honor of breast cancer survivors. The majority of breast cancer victims are women, but there is a growing rate ...

  November is National Diabetes Awareness Month in the United States, and the date of November 14 was chosen by the United Nations as World Diabetes Day. The United Nations passed a resolution in 2006 urging world governments to raise diabetes ...

  While you may know a couple of people who have not been financially hit by the global economic decline, chances are you know exponentially more people who have been negatively affected by the downturn in the economy, losses in their retirement ...

Telehealth is a method of delivering health care that utilizes advanced technology to improve the accessibility, efficiency and quality of care received. Though it has existed for some time in the form of phone consultations, new advances in technology, ...

ENJOYING THE TRUE MEANINGFULNESS OF THE HOLIDAYS  The economic recession, global warming, unemployment, and world unrest are dominating the headlines now right at the same time people in the United States are busily preparing for the holidays. ...

In these challenging times, it may feel like the edge of anxiety is winning over the pursuit of dreams with an uncertain economy, tough job markets, falling house prices, rising living costs, and a host of other maladies that bombast our sojourns through ...

The beginning of a new year means getting your files ready for a new tax season. It’s time to get your previous year‘s files ready for the tax accountant, or for yourself if you do your own taxes. There are many ways to maximize your tax ...

If you have a pet, I hope you are already using the cost savings and convenient HCCUA benefit of Pet Assure. The Pet Assure benefit covers all of your family pets regardless of age or pre-existing conditions. In addition, you will be able to receive ...

Long before there were pharmaceuticals and drug store remedies, herbs provided the medicines for the people in all continents. Many plants, trees, shrubs, grasses and lichen have been used for years as sources of food, medicines, housing, air, clothing, ...

   Along with Presidential birthday holidays and being the shortest month in the modern calendar, February is well known for the Valentine’s Day holiday celebrated on February 14th by many people throughout the world. Valentine’s ...

A new law passed this week that will have far reaching and dynamic effects in how most people in the United States pay for a university or college education. In the past, both the federal government and private banks worked together to allocate student ...

Since Michelle Obama decided to shine a light on the business of childhood obesity, a plethora of research and journal articles have exposed statistics on the exponential gaining of weight that U.S. citizens have experienced over the past decade. A summary ...

The internet is used for everything from shopping to paying bills, getting directions to doing banking, and for playing games to working. The Federal Trade Commission stated that identity theft has topped their complaint list for the past three years, ...

Perhaps your mother or grandmother told you to drink three glasses of milk a day to help you grow strong bones, but now research has shown other benefits to drinking milk. Please note that calcium gives even more benefits when combined with other nutrients ...

This week marked the fortieth anniversary of Earth Day. The idea for the original Earth Day was evolving for over seven years, and began as a grassroots operation to bring environmental concerns to the national political agenda of the Kennedy administration ...

As spring is waning and the summer months are approaching, many travelers are opting for the economical transportation of traveling by car to their summer vacations. Those travelers with pets decide to either leave their pets attended by others at home ...

Every day parents are bombarded with information and research on what is best for their children’s nutrition, exercise, and safety. Some of the media messages are confusing, such as encouraging parents to have their children spend more time exercising ...

With the advent of summer, all those who plan on spending any amount of time in the sun should be aware of the possible health hazards associated with sun exposure, the many choices for sun screens, and ways to protect your skin from sunburn. From swimming ...

In a recent study done by scientists from University College London, data was analyzed from 11,000 people with an average age of 50 who took part in the Scottish Health Survey. Interesting findings correlated oral hygiene with heart attacks regardless ...

Here are some staggering statistics about the health of U.S. adults today. The Department of Health and Human Services keeps longitudinal data on hundreds of health and wellness habits of U.S. citizens. Among their recent findings for the population ...

   The USDA Food Pyramid undergoes revision every five years and remains as the prevalent dietary guideline for U.S. citizens. Since cumulative data shows that the majority of U.S. people fall quite short of following these dietary guidelines, ...

YOU KNOW WATERMELON IS A HEALTH FOOD?  In most parts of the United States, watermelon is a summer mainstay of backyard barbeques and family picnics. In addition to being delicious, watermelon is ripened in the middle of the summer and available ...

 With so much media attention being placed on children’s obesity, many parents are wondering how they can get their children to have better eating habits and how they can encourage them, to make better food choices regarding snacks and meals. ...

PET RESTRAINT SYSTEMS FOR VEHICULAR SAFETY  According to a National Pet Owners Survey conducted in 2009- 2010, 71.4 million U.S. households own a pet, mostly cats and dogs, and 50% of those households have more than one pet. With all of these pets ...

 Cadmium is a soft, malleable metal naturally occurring as a minor component in most zinc ores. Cadmium is composed of eight isotopes, two of these found to be radioactive, and another three are considered radioactive, but their extremely long half-life ...

 The ignominious hot dog has royal beginnings in Europe. Although who invented and where the first hot dog was produced has been hotly debated, the majority of opinions conclude that it was probably the “frankfurter” from Frankfurt, ...

 As the summer is ending, students are getting ready to return to school, last minute vacations are being scheduled, and the house repairs scheduled for the summer are being pushed into the last couple of weeks, many people could be experiencing ...

Many people over the age of 50 have their physician recommend a colonoscopy for screening for colonic and rectal cancer. Investing in colorectal cancer screening can save lives as well as medical costs. According to a new study published by the Journal ...

 The newspapers, media, and magazines have been full of all varieties of bad news for many months----deaths of icons, foreclosures, Ponzi schemes for millions, wars, highest unemployment in years----just to name a few. With this onslaught of terrifying ...

 Most people may think there are only two types of diabetes, Diabetes Type 1 and Diabetes Type 2. However, there are several other types of diabetes that inflict a portion of the population. In a quick summary, diabetes is a condition in the body ...

  When daylight is at the nadir of earth’s orbit around the sun, many people feel SAD, or experience Seasonal Affective Disorder. The lack of sunlight, time spent indoors, and actual chemical changes in the brain can bring the onset of this ...

  Now that the weather is turning warmer, and the sunny days are longer, many people will want to spend more time outdoors. The warmth of the sun, the newly blooming flowers, and the ability to be outside for several hours is alluring to most people. ...

  Since the holiday season is upon us, most of us run the risks of gaining the five to seven dreaded pounds of holiday unwanted weight. Every year, you tell yourself that this year will be different, you will eat no fattening party food, you will ...

  Now that winter has passed, and the warmer months are here, everyone will want to shed their sweaters and get moving to get in shape for the sultry months of summer heat and swimsuit season. There is never a better time to get outside than on ...

  This is the holiday season when most people will do more than their usual shopping in daunting crowds. Amidst the splendor of the holiday decorations, the festive atmosphere of holiday smells and sounds, and the excessive displays of gifts waiting ...

  Everyone experiences some form of anxiety on a daily basis. There is the anxiety that comes from being late for an appointment, not getting to the Post Office before it closes, or getting cut off by another car in traffic. Some of the acute forms ...

  The summer is upon us, and with the longer days of light and plentiful sun, most people will want to spend more time outdoors having fun and less time doing chores, errands, and inside work. With just a few lifestyle changes, you and your family ...

  The useful and prolific information provided for free and low cost from several federal government agencies is available to all U.S. citizens of any age from the GSA Federal Citizen Information Center. Many of the publications are available to ...

  Do you know how you can help the environment, get exercise, and receive a tax break all by making one lifestyle change? The federal government just made it easier to get fit and get a tax break.  If you like to ride a bike, this is your ...

  This Sunday is the annual celebration of Father’s Day in the United States. This year has been a financially difficult one for so many individuals and families that it may seem like there are no cost effective ways to help your Dad celebrate ...