IBM Southeast Employees Federal Credit Union

Established in 1969 by a group of IBM employees, IBM Southeast Employees Federal Credit Union is one of the nation's largest Credit Unions with $700 million in assets and almost 70,000 Members nationwide. IBM Southeast EFCU is a member owned, not-for-profit organization governed by a Board of Directors made up of members, elected by members. Its mission is to provide each and every member with ‘Service Excellence’ and superior financial solutions to fit member needs.

IBM Southeast EFCU has a complete range of products and services including: Checking and Savings accounts, Money Market accounts, Certificates, IRAs, First and Second Mortgages, Car Loans, VISA credit cards, Business Services, and much more. You can access these products and services on your terms: in the branch, online, over the phone, via email and more.

Member savings at IBM Southeast EFCU are federally insured to at least $100,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

 Free "Credit 101" Seminar

During these challenging financial times, it is important to know how your credit score impacts your financial life. Join us for a free seminar to learn all you need to know about your credit report and credit score.

Date: Thursday, February 12, 2009
Time: 6:30 p.m. - 8:00 p.m.
Location: Boca Raton Headquarters*

Our Credit 101 Seminar will cover the following:

Why is the IBMSECU making its’ members aware of iCan?
iCan Benefit Group LLC ( iCan) is both a full service insurance agency and the exclusive marketer of membership in the Health Care Credit Union Association "HCCUA" whose mission is to enhance its’ members physical, financial and personal health and well being.

Think of us like a good friend who knows about all different types of insurance coverage.  So you ask your friend to show you a variety of options and help you choose the very best value in light of your needs and budget. The friend then explains those options to you—clearly and simply—so you know you are making the best choice.

Then, after you’ve made your choice, you discover that your friend is a really good friend because they stay with you and manage your membership for you. They answer any questions you may have and handle any problems that might come up. In a nutshell, that’s what iCan is all about. And, HCCUA understands that everyone has unique needs and that not everyone can qualify medically for major medical insurance or necessarily afford the premiums.

That’s why utilizing top rated insurance companies, and based on evidence of usage, HCCUA worked with iCan to include as part of HCCUA benefits select budget sensitive health plans that are guaranteed issue where credit union members are accepted regardless of any medical condition.

For credit union members that medically qualify and want major medical insurance iCan offers a variety of options including Health Savings Account (HSA) qualified and high deductible policies with up to three year rate guarantees.

Combining the medical benefits available to members of the HCCUA with an HSA qualified or a high deductible major medical policy allows them to build on the foundation of value and statistical sensibility. Even if they and/or their family are currently insured by a major medical insurance policy this may be a smart way to reallocate the money they already spend every month.  Think about it… 

Valuable HCCUA non-insured benefits

• The peace of mind of catastrophic coverage…but at low premiums.
• Insurance coverage for day to day medical expenses that apply against your deductible.
• The ability to pay for medically necessary procedures with pre-tax money.
• The ability to accrue tax deferred savings to help insure your future.