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Your HCCUA Membership Helps You Save Money

In the daily newspapers and on television, we are all surrounded with the news about the economic stimulus plan for the United States. The plan includes many strategic options for financing homes, supporting businesses, and developing jobs. Have you ever wondered how being a HCCUA member could help you develop your own economic stimulus plan? How could you use your HCCUA benefits to save money, still enjoy the better things in life, and live a healthy lifestyle? Here are some suggestions on how you can use your HCCUA benefits and the HCCUA Website to further your own financial stimulus plan.

Recent research was done on the cost savings for HCCUA benefits based on averages obtained from an independent marketing study. Of course, savings amounts will depend on the individuals and families usage per benefit, but here are some of the astounding savings that you could enjoy as a HCCUA Member. Imagine that this example is based on a family of four who are HCCUA Members and have optional health insurance benefits. When the final analyses were made, the total yearly savings from using the HCCUA benefits was $8,511.46, and after subtracting the cost of the health care plan and the initial Membership fee, the total net cost savings was $4,452.06. Now that is a lot of money to initiate your own economic stimulus plan!

As a HCCUA Member, you can save money with every benefit, and have more money to spend enjoying life. If your family of four in the example above decided to “give Mom a break” and brought in or went out for dinner five times a month, then the dining coupons and deals through the HCCUA benefits could save them an estimated $966.00 per year! If they went out to the movies twice per month, then using the savings through HCCUA could save them $336.00 per year. With just those two cost savings, this family has saved $1302.00, more than enough to pay for a week in a hotel on a family vacation. But, the HCCUA benefits can also save money on the hotel stays, which means that this family could save $200- $300 more by using HCCUA benefits and discounts for their hotel. These are wonderful ways to use your HCCUA benefits to appreciate cost savings, still have the things that matter most in life, and also stimulate the economy!

I would encourage all of you to take a closer look at some of the new features that have been added to the HCCUA Website for your enjoyment. There are hundreds of healthy recipes, many new articles on how to live better and maintain a healthier lifestyle, and plenty of links (RSS Feeds) to national news and research journals on health care, nutrition, medicine, wellness, and finances. If you want to stay at home and eat well, try one of the HCCUA recipes, however, if you want to dine out, then try one of the coupons for Entertainment and Dining savings. In either scenario, you are guaranteed a fun and enjoyable evening!

These are just a couple of examples of how being a HCCUA Member gets you more for your money, helps your family have more fun, works to save you money, and increases your happiness during tough economic times. I encourage all of you to take the time to use every one of your HCCUA benefits, to imagine the ways you can increase your cost savings while making your life healthier, and to experiment with some of the HCCUA benefits you may not have tried yet. In addition, please try some of the delicious recipes that have been thoughtfully prepared for your health and listed on the Website!

I hope all of you use these ideas to create an extraordinary and entertaining personal stimulus plan. Enjoy the new beginnings of spring, and may each of you be healthy, happy, and financially sound.

Dr. Lynn S. Morgan, President Health Care Credit Union Association
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